M&A Advisory Mandate for a Strategic Minority Investment in Fintech

Mandate Description

The mandate consisted of a mergers and acquisitions advisory assignment carried out on behalf of a Swiss regional bank in the context of the acquisition of a strategic minority stake in the share capital of a technology company specialised in the development of integrated banking solutions.

The transaction aimed to strengthen the collaboration between the bank and the technology company, an existing long-standing partner, and to consolidate the purchaser’s position within the Swiss fintech ecosystem.

The target company, active for several decades, currently provides digital banking platforms to numerous financial institutions and holds a central position in the market for integrated banking software solutions.

The transaction formed part of a long-term investment strategy focused on innovation, cybersecurity and the digital transformation of banking infrastructures.

Key Issues

The main challenges of the mandate were to analyse the strategic value of a minority stake in a technology company operating in a highly concentrated market.

A key objective was to model value creation scenarios linked to technological cooperation and equity participation.

The assignment also required structuring the transaction to ensure regulatory compatibility and appropriate governance arrangements within the target’s board of directors.

Another critical aspect was assessing entry conditions in a context of sustained valuations within the fintech sector.

Finally, the mandate aimed to anticipate regulatory implications related to evolving Swiss legal frameworks governing banking software infrastructures and data protection.

Approach and Results

The mandate covered the entire transaction process.

• This included strategic and financial analysis of the investment opportunity, review of financial statements and modelling of valuation scenarios.
• The assignment also involved coordination of regulatory and technological due diligence, negotiation of contractual terms and preparation of shareholder agreements.
• The purchaser completed the transaction under favourable conditions while securing institutional representation within the target’s governance structure.

This transaction illustrated a focused and sustainable investment approach aligned with the objective of modernising banking services and supporting local technological innovation.